0% pay later
up to 4 months*

Free Warranty

free extra
1 year warranty*


up to 70%
s-coin cashback*

Grab FREE Welcome Rebate Vouchers!

Applicable for New PAYLATER Users

Exclusive Products

discount up to RM350*

*In-store purchase only*

  1. OPPO A76 6GB + 128GB
    100% of 100
  2. OPPO A95 8GB + 128GB
    80% of 100
  3. Samsung Galaxy A23 LTE (6GB + 128GB)
  4. Samsung Galaxy A33 5G
  5. vivo Y76 5G 8GB + 128GB
    100% of 100
  6. Vivo V23E 4G 8GB + 128GB
    100% of 100

steps to redeem


step 1

Log in / Sign Up to PAYLATER APP

step 2

Click on floating icon to ACCOUNT

step 2

Click on Account

step 3

Click on Vouchers

step 4

Grab the Vouchers here!

shopping freedom

like you've never experienced

4 zero-fee instalments

Shop now, pay later in 4 zero-fee instalments. No catch, just guilt-free spending.

Flexible payment options

Pay however you want. Credit or debit card, FPX payment, direct debit — we accept them all.

No hidden fees

Only pay for what you purchase. You're only charged extra when you pay late or request additional instalments.

Higher shopping limit

For when you want the better things in life, we offer a higher shopping limit with flexible instalments plan.

Kickoff your best

shopping experience

Get the app

Download the app and create your profile.

Shop away

Get what you want from our merchants.

Check out

Pay your first instalment at checkout using our app.

Complete the purchase

Pay monthly until you're done.