Shop for what you want, when you want, without breaking the bank
Split your purchases into affordable monthly instalments (up to 3 months) with ZERO interest to pay!
With myIOU, you can always ‘buy now’ and ‘pay later’.
* Currently available at all Senheng and senQ retail outlets only
Paying Instalments has never been easier
Split your payment into 3 months* upon checkout with absolutely 0% interest.**
Complete the registration
Get instant credit approval up to RM 3,000 and as high as RM 10,000 with myIOU Credit+.
Pay with Debit or Credit Card
Payment will be automatically charged to your card every month. Just sit back, relax and enjoy your purchase.
*Tenure for instalment plan is predetermined by respective merchants.
**Late payment fees of RM 5 or 1% on outstanding amount (whichever higher) will be incurred for overdue payment.